Have you recently bought the car of your dreams? Well, then you must be concerned about your beloved car's safety on Indian roads. Whether your vehicle meets a road accident, gets stolen, faces third-party damage or undergoes massive damages caused due to natural calamities such as floods, cyclones, earthquakes, etc., anything can be a reason for your headache. But do you know what can be your ultimate shield to keep your vehicle completely protected? None other than Car Insurance!
A car, auto or motor insurance is the appropriate protection for your vehicle that covers it from any potential risks or damages. It not only secures you financially but also helps you regain your confidence whenever a tough situation hits you. Hence, secure your four-wheeler today with suitable car insurance from India’s leading Direct Insurance Broker, Heute and Morgan. Controlled by IRDAI (Insurance Regulatory and Development Authority of India), we introduce you to 100% genuine and profitable car insurances, explicitly designed to cover you completely.
With a single-year comprehensive car insurance policy, you can easily stay protected against any damages done to both your own car and third-party belongings. It will also cover you against any theft, fire, accident, or natural calamities. Besides, with H&M’s single year comprehensive insurance policy, you can enjoy the ease of seamless add-ons to increase the value of your purchase further.
Third-party car insurance is a must-have if you want to drive on the roads of India without any worries. Our third-party cover will protect you against any third-party liabilities that may arise, such as injury, damage, or loss. Under the Indian Motor Vehicles Act 1889, it is mandatory to cover your vehicle with this insurance policy to stay protected from any legal obligations.
A Stand-Alone Own Damage Cover can be your ultimate protection shield if your car faces any damage or loss caused due to accidents, collisions, natural calamities, theft, or fire outbreaks. It will keep you covered from any financial loss incurred due to damages to your own vehicle. So, to enhance the value of your car, you can easily avail yourself of this insurance plan from H&M.
How would you welcome your brand-new car? We suggest you do it with an effective insurance cover. It might be disheartening to see your brand-new car face any unfortunate damages. So, with our Protection Shield for Brand New Cars, you can get a 1-year coverage against any damages caused to your own car and additional 3-years protection against any third-party liabilities.
Our comprehensive car insurance policy covers any damages or losses caused to your car due to road accidents or collisions.
If any damage happens to your car due to fire or an explosion, we are here to cover you from the financial loss of repairing it.
Be it your old or new vehicle; your car is always prone to get stolen. So, in the case of theft of your vehicle, you will get complete coverage from us.
Whether your vehicle is destroyed due to cyclones, floods, or earthquakes, every type of natural calamity-related damages is covered with our comprehensive car insurance policy.
If a car accident due to unforeseen road circumstances leads to injury, disablement, or death of the owner, our comprehensive car insurance policy will cover it.
Any physical injury, property damage, or death caused to third parties will get covered under third-party liability.
Yes, as per the Motor vehicles Act 1988, you must have a car insurance policy with a minimum of third-party liability coverage to drive legally on the roads of India. If you are caught driving without a third-party cover, you will either get fined Rs.2000 or undergo three months of jail term.