For any insurance product purchased via https://www.heuteandmorgen.com - A soft copy of the policy will be emailed to the email id provided at the time of buying the product. The soft copy will be emailed to you by Heute and Morgen, the insurance provider /company or both. Except in few insurance plans.
The Insurance Company will also courier a hard copy of the policy documents, within 15-21 days of buying the insurance policy.