Protect yourself from
The Unexpected
We, Heute and Morgen, is a Direct Insurance Broker controlled by Insurance Regulatory and Development Authority of India (IRDAI). At Heute and Morgen, we center around building connections and the certainty of our accomplices. As a partner-focused company, we provide clients with unparalleled, best-in-class services. As one of the leading insurance brokers headquartered in Lucknow, India. Having mastered the art of understanding, interpreting, and pre-empting the different kinds of risks that our clients face, we have become truly empowered, and in return, we empower them with confidence even during uncertain times.
The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in case of a covered loss.
Car Insurance is a part of motor insurance that protects us from financial losses in the occasion of anyunforeseen incidents like accidents, theft etc. According to the Indian Motor Vehicles Act, 1988....
In the recent years two wheelers sales in India reached an all time high recording the sales of approximately 2 crore units. With such large number of two wheelers running on busy Indian roads, the probability....
Health insurance is designed to cover your medical expenses arising from illness or injury. It helps you to get the medical treatment of all the covered risks at the hospitals of your choice. In today’s world where busy life....
Health insurance is designed to cover your medical expenses arising from illness or injury. It helps you to get the medical treatment of all the covered risks at the hospitals of your choice. In today’s world where busy life....
we believe that home is not only a place of residence. It isa place of solace and comfort for the people living in it. However, our homes are always exposed to several types of natural as well as man-made risks such as theft....
we believe that home is not only a place of residence. It isa place of solace and comfort for the people living in it. However, our homes are always exposed to several types of natural as well as man-made risks such as theft....
Travel insurance offers complete financial support to you on all your trips to facilitate safer and smarter travel. A travel insurance policy covers educational trips, business trips, and vacations.
Term insurance provides you coverage for a specific period of time or years. It gives financial protection to the nominee in case of any unfortunate event with the policyholder during the policy term.
Car Insurance is a part of motor insurance that protects us from financial losses in the occasion of anyunforeseen incidents like accidents, theft etc. According to the Indian Motor Vehicles Act, 1988, it is mandatory for vehicle owner to haveat least a valid Third Party insurance policy to be able to drive on the Indian roads. A car owner has the option of opting for third party insurance as mandated by law or opting for a comprehensive policy that provides extensive coverage. We give you the option to choose from the wide range of products offered by the best insurance companies in the country.
In the recent years two wheelers sales in India reached an all time high recording the sales of approximately 2 crore units. With such large number of two wheelers running on busy Indian roads, the probability of accidents increases. This is why the government of India has made Third Party cover mandatory for two wheeler owners to have a bike or two wheeler insurance at the point of purchase. The two wheeler insurance offers you with coverage from the financial losses suffered as a result of accidents, natural disasters, theft or any serious incidents, the bike insurance also secures you against incurring financial losses arising due to injuries or damages suffered by a third party as a result of your two wheeler
Health insurance is designed to cover your medical expenses arising from illness or injury. It helps you to get the medical treatment of all the covered risks at the hospitals of your choice. In today’s world where busy life style coupled with high levels of pollution, junk food habits, and job-related stress are some of the major factors that may result in health-related emergencies. A reliable health insurance plan protects you from sudden medical expenses. We at Heute and Morgen help you to choose from the best health insurance products available in just a click.
we believe that home is not only a place of residence. It isa place of solace and comfort for the people living in it. However, our homes are always exposed to several types of natural as well as man-made risks such as theft, burglary, Electrical short-circuit etc. These risks can cause substantial damages which can result in tremendous financial losses. As insurance brokers we help you to choose the perfect product at the best cost.
Our PoSP (Point of Sale) system allow our Business Partners to operate in Insurance Industry where they can compare between multiple insurance companies’ products and facilitates purchase via our Technology platform. This gives them flexibility of operations across the spectrum of products availability in the market.
We have also outfitted ourselves with extensive technology & resources that enable us to reinvent the Indian insurance landscape, providing clients with path-breaking and future-facing risk management programs based on global best practices & procedures.
We launched the PoS platform with an intention to scale up business across the country.
